Bump-Up Certificate of Deposit (CD)

开户 认为利率

Lock in higher yields now. Raise your 利率 later.

A MECU信用合作社 Bump-Up CD puts you in the driver's seat by allowing you to step up to a higher 利率 once or twice during your CD's term.
CD Terms of 24, 36, 48, or 60 months
Choose when to lock in a higher 利率3
cd offer steady savings growth over your full term

It's the investment that comes with a big upside

With most cd, the rate you start with is the one you finish with. But that's not the case with a Bump-Up CD. These unique investments allow you to take advantage of rising 利率s. You can choose to bump up your rate twice on a 48- or 60- month certificate and once on a 24- or 36-month CD.
 
  • $500 minimum opening deposit1
  • Even if rates drop, your money will continue to earn the higher rate
  • Available as Fixed or Traditional IRA cd2

  • Watch your saving grow with 网上银行 or 手机银行

已经是MECU成员了? Follow the below steps to open your CD:

  • 登录到 网上银行
  • Navigate to "Apply for a Loan or Account"
  • 选择“开立帐户”
  • Click "Secondary Account"
Choose the savings account(s) you want to open and complete your application.
Banking with MECU信用合作社 in Maryland means belonging to a local financial institution that invests in the 巴尔的摩 community and offers competitive rates on cd 和其他 储蓄账户.
披露的信息
1 Minimum balance to earn stated APY
2Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.
3If you choose to exercise the rate increase option, the new 利率 and APY will be in effect for the remainder of the CD term.
Roth IRA not applicable for this product.